Evidence guide

The insurer’s question is a separate workstream

Gather the requested evidence without promising a coverage outcome.

HAUSE Electrical editorial / Reviewed September 29, 2026

Ask about your property
Illustrative home and wiring context
Conceptual illustration

The short answer

The insurer defines its evidence request and policy response. Match the technical assessment to that actual request and track acceptance separately.

01 / In practice

Obtain the exact request

Ask the insurer what report, author, scope and supporting records it requires, and by what date. Distinguish a general information request from a written condition attached to the policy. Keep the original wording rather than relying on another owner’s experience.

02 / In practice

Align the professional assessment

Give the requested evidence list to the electrical professional before agreeing the visit. Ask whether the proposed work can supply that information and what remains outside their role. A contractor can document technical work; the insurer makes its own policy decision.

03 / In practice

Track receipt and acceptance separately

Record when documents were sent, whether receipt was acknowledged and whether a written response was issued. Sending a report is not the same as satisfying a condition. Use your insurer and appropriate professional advisers to resolve any remaining deadlines or coverage questions.

04 / In practice

Bring the records into the Calgary process

For a Calgary property, confirm proposed electrical work and applicable permits with the City and a qualified contractor. Keep Ontario ESA technical background separate from Alberta authority requirements. Use the original scope, report dates and location list when asking for further review. Where the purpose is insurance or a transaction, give the actual documents to the appropriate adviser and record any unresolved question.

05 / In practice

Make the next conversation specific

Prepare a short brief that identifies the purpose, material if confirmed, available records and planned access. Add one or two questions you want answered, such as which areas need further assessment or how a proposal addresses the original findings. Avoid uploading private policy details or making a whole-home certification claim from partial records. The online passport can organize the information you already know and send it with your follow-up request.

Keep the scope clear

Part of the projectAsk forKeep separate
Insurer requestExact evidence and deadlineA verbal summary
Technical reportAuthor, scope and limitationsGeneric assurance
Completed workLocations and applicable recordsQuotation for work not yet done
Insurer responseWritten response to actual evidenceProof that an email was sent

Questions to take forward

  • What evidence is requested in writing?
  • Does the assessment scope address it?
  • Has the insurer responded to the actual records?

Common questions

Will my insurer accept a repair report?

Ask your insurer for its evidence requirements in writing before commissioning the work. A technical report, proof of repair and the insurer’s written acceptance are separate records. This site cannot decide coverage.

Do all insurers require the same repair?

Do not assume that. Obtain the actual evidence requirements and policy response directly from your insurer or broker.

Continue your evidence file

Official sources and local scope

Your home / your next step

Let’s make the
next step clearer.

Tell HAUSE what brought you here. Send a question now, or use the planner first and include your answers automatically.

01 Explain the property and purpose.

02 Include any known findings or deadlines.

03 Ask about an assessment or a defined scope.

An inquiry requests follow-up. Appointment availability, provider coverage and any fees are confirmed separately. For immediate danger, move away and call 911 from safety.

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